For MCA brokers, ISOs and direct funders

Verified business funding leads. Delivered the moment they apply. Provably exclusive.

Every exclusive sale is signed with a cryptographic receipt and recorded on a public audit endpoint. If a lead was sold to anyone else, you'll know — and we'll refund.

HMAC-SHA256 signed receiptsOpen audit endpointAuto-refund on breachTCPA-compliant intakeCSV provenance watermarks
< 60s
From apply to delivery
100%
Receipts cryptographically signed
A · B · C · D
Quality tiers, scored at intake
Real-time
SSE feed in your dashboard
01 / Lead applies
Phone, email and consent verified at intake
Twilio Lookup, DNS MX, IP rate limiting, fraud scoring, A/B/C/D quality tier.
02 / Match & bid
Distribution engine routes to the highest bidder
Buyer filters check geography, FICO, revenue, TIB, MCA stack, urgency, daily and monthly caps.
03 / Sign & deliver
Signed receipt issued, webhook fired
Buyer accepts within 60 seconds. Signature is permanent and audit-checkable forever.
Why MerchantSourced

Three guarantees the rest of the industry can't make.

Verified inventory

Every lead is phone-validated through carrier lookup and email-validated through DNS MX. Disposable domains and VOIP fraud are flagged before delivery. Quality tier (A/B/C/D) is computed server-side from monthly revenue, FICO, time in business and bankruptcy history.

{
  "phone_type": "mobile",
  "phone_carrier": "T-Mobile",
  "email_valid": true,
  "lead_quality_tier": "A"
}

Real-time delivery

When a matching application comes in, our distribution engine routes it to the highest bidder within seconds. Buyer webhooks have 60 seconds to acknowledge. The buyer dashboard shows a live SSE feed of incoming deliveries.

POST https://your-crm/webhook
{
  "type": "lead.delivered",
  "delivered_at": "2026-04-29T14:02:11Z",
  "exclusivity": "exclusive",
  "lead": { ... },
  "receipt": { "signature": "ad42f1c8..." }
}

Cryptographic exclusivity

An HMAC-SHA256 signature over lead_id | buyer_id | delivered_at | exclusivity is attached to every delivery. Anyone can hit our audit endpoint to confirm a lead's record. CSV bulk downloads carry per-row HMAC watermarks so leaks are traceable.

GET /api/audit/ms_lead_8f3a2c
{
  "exclusivity": "exclusive",
  "delivered_to_count": 1,
  "deliveries": [{
    "buyer_hash": "9f41c6d2a0b87e1c",
    "signature": "ad42f1c8..."
  }]
}
The trust guarantee

Like a notary stamp on every lead.

A notary stamp proves a document is real and unchanged — anyone can check it. We do the same thing for every exclusive lead. The moment we route it to you, we attach a one-of-a-kind digital stamp that says: this lead, this buyer, this time, exclusive.

You can verify the stamp anytime. The world can see the public scoreboard for any lead at /audit/<lead-id> showing exactly who received it. If we ever break exclusivity, you get refunded automatically — the math doesn't lie.

# Verify a delivery receipt locally — no SDK required
const crypto = require("crypto");

const payload = "ms_lead_8f3a2c|ms_buyer_demo01|" +
                "2026-04-29T14:02:11.293Z|exclusive";

const signature = crypto
  .createHmac("sha256", LEAD_RECEIPT_SECRET)
  .update(payload).digest("hex");

// Or hit the public verify endpoint:
fetch("https://merchantsourced.com/api/audit/verify", {
  method: "POST",
  body: JSON.stringify({
    lead_id, buyer_id, delivered_at, exclusivity, signature
  })
});
// 200 { "valid": true, "matches_record": true }

The signing secret is held only by MerchantSourced — but the verify endpoint and the audit endpoint give buyers everything they need to confirm a record without trusting us.

Pricing

Pay per lead. Or subscribe and save.

Real-time exclusive

$45 – $175 / lead

One buyer only. Cryptographic exclusivity guarantee on every delivery.

A $175 · B $115 · C $75 · D $45

Real-time shared

$15 – $50 / lead

Distributed to up to 3 matching buyers in parallel. Each delivery still signed.

A $50 · B $35 · C $25 · D $15

Bulk fresh

$8 – $15 / lead

Filterable inventory captured in the last 7 days. Pay with Stripe, download immediately.

Tier-priced · 0–7 days

Bulk aged

$0.10 – $2.50 / lead

Tiered by age: Recent / Aged / Stale / Deep aged. CSV with provenance watermarks.

8 – 365 days

Live transfer

$250 – $550 / transfer

Pre-qualified, on-the-phone transfers. Launching Q2 2026.

Pre-launch waitlist

Subscriptions

From $999 / mo

Auto-deliver every matching exclusive lead. Real-time webhook + priority routing.

15 / 40 / unlimited tiers
Drops into your stack

Integrate in an afternoon. No SDK required.

Set a webhook URL, pick your filters, fund your balance. We POST every matching lead with a JSON body your CRM already understands.

Webhook delivery

Standard JSON POST with retry, signature, and 60-second acknowledgment window. Compatible with Zapier, Make, n8n, Salesforce flows, custom CRMs.

POST /your-webhook200 OK

REST audit API

Hit /api/audit/[lead_id] from any backend. Verify the receipt against your own copy. No SDK, no keys to roll.

GET /api/audit/...POST /api/audit/verify

CSV with watermarks

Bulk downloads carry a per-row provenance HMAC. Signed URLs expire in 24h. Source-of-leak is identifiable from a single row.

_ms_provenanceexpires=24h
FAQ

Questions worth asking before you buy.

Is your intake TCPA-compliant?+

Yes. Every web-form submission captures the express written consent text shown to the merchant, the IP address, the user agent, the timestamp, and the consent version. Affiliates posting to /api/v1/leads/intake must pass consent=true plus their own consent metadata. Audit-trail-grade.

How is your refund policy structured?+

If a lead sold to you as exclusive shows up on another buyer's account through MerchantSourced, you get the purchase price refunded plus a free replacement at our cost. Per-lead refunds are also available with one click in the dashboard for bad-data, unreachable, or already-funded outcomes.

What happens if my webhook is down?+

A delivery is only billed once your webhook responds 200. If you don't acknowledge within 60 seconds, we move to the next-highest bidder and your account is not charged.

What are your payment terms?+

Pre-funded balance via Stripe. Auto top-up at thresholds you set. Bulk orders are pay-per-checkout. No invoicing, no net-30, no chasing.

Where do your leads come from?+

Direct paid acquisition (Google/Meta/affiliates), inbound forms on partner sites, and aged inventory clearly labeled by source and capture date. Provenance is exposed on every audit record.

How are you different from Cashyew, Master MCA, or the rest?+

Cryptographic receipts. Open audit endpoint. CSV watermarks. VOIP fraud filtering at intake. Per-affiliate revshare API. Stripe-native billing. Slate-and-emerald, no-nonsense interface. Pick whichever combination matters most to you.

Ready to receive verified leads?

Create a buyer account, set your filters, fund your balance. You'll have your first lead in your CRM within the hour for most filter shapes.